Seize the Digital Payments Opportunity with Mobile Wallet
Attract & Retain Customers in the Digital Era
Increase customer satisfaction with seamless digital payment experiences P2P, in-store, and online.
Expand Customer Base
Grow your customer base exponentially without investing in costly branch and ATM infrastructure.
Generate New Revenue
Drive card usage & spending. Monetize on new business models, aggregating value-added services from your ecosystem.
Reduce customer acquisition and transaction costs. Utilise lower electronic money account barriers.
Accelerate Financial Inclusion
Extend financial services to the bottom of the pyramid via USSD devices.
Enterprise-grade Mobile Wallet Platform
Completely customizable to your business case
Superb Experience Customers Enjoy
Customer-centric UX end-to-end. Self-onboarding in minutes, saving time from branch visits. Provides users with a transactional account with rich payment instruments and additional services.
P2P, Contactless Payments & More
Enables customers to send and receive money instantly P2P, C2B, B2B or G2C. Offers contactless in-store payments with QR or NFC, e-commerce, split-bill, request from friend, cash-out, bank transfers, etc.
Helps you differentiate by aggregating value in your digital ecosystem - insurance, digital loans, savings, bill payments, remittances, rewards, promotions, etc.
Customer identity verification with flexible KYC, biometrics and more. Provides transaction authentication, encryption, and tokenization of cards and payments.
Supporting Flexible Digital Wallet Models
Offer a Rich Portfolio of Mobile Financial Services
Be a Forerunner in the Digital Payments Ecosystem
Mobile Wallet is an extremely flexible platform which can serve various API-led digital wallet business cases. From new business models like Marketplaces, multi-tenant Wallet Platforms as a Service, ecosystem-driven Super Apps, to merchant acquisition, and more. Reinvent your business by becoming a platform provider, a central role which integrates the different players in the financial services ecosystem.
A Digital Transformation Platform in Action.
The Mobile Wallet Solution is built on DigiWave Enterprise Digital Banking Platform - the foundation of a future-proof digital journey.
One-stop, flexible digital wallet platform
Rich wallet functionality built on a powerful platform that can cater for all your digital financial service needs. Completely customizable to your brand, serving your business case.
Frictionless 24/7 payments across the ecosystem
Faster payments mean more revenue. Handle vast amounts of data and process thousands of transactions per second. Deliver frictionless service in both mature and developing markets.
Centralized Management. Multi-country. Multi-tenant
Manage all your digital channels from a central administration portal. Customize transaction fees, commissions and rules for your ecosystem.
UX design expertise
Leverage Software Group’s UI and UX design team expertise in creating engaging digital financial service journeys, personalised for your end customers.
Reuse existing infrastructure and easily integrate with your CBS. Alternatively, use Mobile Wallet as a standalone platform. Connects with any third-party system. PSD2 and GDPR compliant.
Configurable forms and workflows
Easily configure your own forms. Customize your own or use out-of-the box workflows. Digitize, automate and streamline all processes.
Digital transformation and expansion
in Central Africa
Atlantic Bank Cameroon offered its customers superior cashless financial services through mWallet with the goal to reach 1 million customers in the first year. Our platform infrastructure enabled strong differentiators, such as the building of a unified digital banking & insurance ecosystem integrated within the wallet.
Building Botswana’s modern
Botswana Post uses Software Group’s Agency Banking and mWallet solutions to serve the widely dispersed government pensioners in the country. mWallet works across 1000 biometric POS terminals, saving time and increasing convenience for 115 000 retirees, with a goal to reach 500 000 in 3 years time.
Why Choose Software Group?