Kalin Radev

Kalin Radev, Chief Executive Officer

Kalin brings more than 20 years of professional experience in IT, over 15 of which in financial inclusion, banking and microfinance. He has extensive international experience leading strategic projects in Europe, Africa, Asia-Pacific and Latin America. His expertise has been crucial for carrying out more than 100 projects around the globe, focused on developing IT strategies and designing solutions that accelerate financial inclusion and enhance efficiency. Kalin is Chairman of the Indian-Bulgarian Business Chamber and co-Chairman of Endeavor Bulgaria.




Russell Taylor

Russell Taylor, Chief Commercial Officer

Russell is an accomplished executive with solid knowledge and experience in the banking and technology industry.  He has worked for more than 20 years in Retail Financial Service delivery and Information Technology consulting and management, in both developed and emerging markets, with extensive experience in North America, Latin America, Africa, CEE countries, Central Asia and the Caribbean. Russell carries specific industry knowledge of micro-banking, SME, and niche players who offer solutions to expand access to technology and services in mass markets.




Geraldine OKeefe

Geraldine O’Keeffe, Chief Innovation Officer 

Geraldine is passionate about financial inclusion and is inspired to help institutions leverage technology to achieve efficiency, scale and increase outreach. In the last 20 years, Geraldine has completed numerous consultancy assignments and hundreds of successful software implementation projects accelerating digital transformation for a range of different financial service providers (FSPs). As Chief Innovation Officer at Software Group, Geraldine stays in touch with the market at all times to identify FSPs’ needs, advise them on their digital strategy, and help build new products and solutions.




Amar Sign

Amar Singh, Chief Technology Officer 

Amar Singh is an experienced IT professional with over 16 years in the banking technology industry, focused on the development of digital banking platforms and channels.
With in-depth expertise in hardware, networking, and software development, hе has worked on the implementation of complex technology projects for large financial and telecommunications organizations across Africa, APAC and Europe.
During his career, Amar has successfully led cross-cultural and cross-functional teams, helping financial institutions reach their business goals through technology.




Lucija Popovska

Lucija Popovska, Chief Operations Officer 

Lucija is a seasoned international development management professional with over 15 years of experience in managing operations across Europe, Central Asia, Africa and the Middle East. She has been focused on housing and housing micro-finance, capital mobilization, new product development and market entries, as well as complex integrated solutions targeting the bottom of the pyramid. Lucija has extensive experience in development management and multi-stakeholder relations, from different type of organizations among which not-for-profits, governments, corporates and financial institutions. In 2018 she was elected for Chairwoman of the Board of Directors of the Microfinance Centre (MFC).




Anton Karagyozov

Anton Karagiozov, Chief Financial Officer

Anton has more than 20 years of senior management experience working in various sectors amongst banking, financial, automotive and retail. He brings vast expertise in financial planning and supervision, devising and executing strategies for successful company restructuring and development. Before joining Software Group, Anton held various leadership positions, such as CEO of a Fintech company operating in Bulgaria, and CFO of a major holding company, as well as of a Sovereign Wealth Fund SEE subsidiary. He had a key role attracting USD 25 Million investment as part of the senior team of one of the companies he was working in. Anton also was a Board Member of a company operating across Bulgaria, South Africa and the Philippines and sat on Supervisory and Management Boards together with top executive officials.




Bozhana Dimitrova

Bozhana Marinova, Chief Human Capital Officer 

Bozhana has more than 15 years of experience in Human Resource Management. Seasoned in recruitment and selection, training and career development, performance appraisal, policy development and implementation, internal communication and regulatory compliance amongst other related roles, she has worked in the Telecom, Banking and Software Development industries. Prior to joining Software Group Bozhana held various HR managerial positions with one of the top 5 banks in Bulgaria where she was involved in the overall manpower planning process as well as a key HR role with a leading multinational full service web development and design agency where she established the HR function from scratch.




Tunde Oladele

Tunde Oladele, CEO of SG NewTech

Tunde Oladele is a seasoned IT professional and entrepreneur with vast experience in core banking system deployment, digital transformation, and project management. His major expertise is in solutions addressing needs in areas such as Inclusive Banking, Core Banking, Credit Risk Management, Digital Banking, and Fraud mitigation. Tunde has lead diverse teams and businesses in emerging economies on the path to digital transformation. His experience also includes managing tech companies in their strategy to deliver IT solutions for banks worldwide. As a Head of the African region and the global microfinance business for an international conglomerate, Tunde collaborated with banks and microfinance institutions in emerging markets to deploy and adapt relevant technology solutions to meet the needs of an ever-changing market. He holds an MBA in Finance from the University of Lagos and participated in Advanced Management Programme from EISE Barcelona.